SBI SimplySAVE and SimplyCLICK Credit Cards are entry level lifestyle credit cards suitable to beginners. However, the target segment of both cards are different and there are subtle differences in their features and rewards program. In this article, let’s delve in to the major differences between the two and try to figure out which one is better.
SBI SimplySAVE vs SimplyCLICK Credit Card
|Best Suited For||Offline Spends||Online Spends|
|10X Reward Points||Dining, Movies, Departmental Stores and Grocery Spends||Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, Rentomojo, UrbanClap|
|5X Reward Points||–||Other Online Spends|
|Welcome Benefit||2,000 Bonus Reward Points||Amazon gift voucher worth Rs. 500|
|Spend Based Milestones||–||Cleartrip e-vouchers: Rs. 2,000 on spending Rs. 1 Lakh online, Rs. 4,000 on spending Rs. 2 Lakhs online|
|Reward Redemption to Statement Credit||Available||Not Available|
From above chart, it’s quite evident that SimplySAVE targets segment of customers who tend to spend offline and SimplyCLICK target customers whose major spends are online. The 5X Reward Program on other online spends and milestone benefits clearly make SimplyCLICK better than SimplySAVE. However one should analyze their spend pattern before taking a final decision on opting one among the two.