What we’ll be overlaying
ANZ is offering 180,000 bonus ANZ Reward Elements (enough components to redeem an $800 reward card), plus a $0 annual fee for the first yr for model new cardholders of the ANZ Rewards Black. This data covers the earn prices, caps and benefits of the ANZ Rewards Black card.
(Don’t need a Black card? ANZ could be offering 120,000 bonus ANZ Rewards Elements with the ANZ Rewards Platinum Card, and 50,000 bonus ANZ Rewards Elements with the ANZ Rewards Card.)
A minimal spend of $2,000 all through the primary 3 months of approval is required to acquire the bonus components for this card. Eligible purchases cowl most transactions, with the standard exclusions of prices, cash, cash equal transactions, stability transfers and transactions for taking part in or gaming.
New card. T&Cs, eligibility requirements, prices & charges apply (along with annual fee in the meanwhile $375). Remember that bonus components acquired’t be awarded to those who have held (or nonetheless preserve) any ANZ Rewards financial institution card inside the ultimate 12 months, along with the ANZ Rewards Journey Adventures card.
The 180,000 ANZ Rewards Elements can get you an $800 eGift Card from Bunnings, Woolworths, Myer, David Jones, JB HiFi, Coles or Kmart.
You may additionally resolve to remodel the components into Velocity Elements at a 2:1 ratio, or to KrisFlyer Miles or Asia Miles at a 3:1 ratio, which means the current bonus degree provide is the same as 90,000 Velocity Elements or 60,000 KrisFlyer miles or Asia Miles. For reference, 36,500 KrisFlyer miles is enough to fly Perth-Singapore-Taipei in Singapore Airways Enterprise Class!
The way you may use the bonus components from this card
| Metropolis | Class | Elements |
|---|---|---|
| Hong Kong, Hong Kong | Biz | 57,800 |
| Los Angeles, USA | Eco | 47,000 |
| Abu Dhabi, United Arab Emirates | Eco | 47,000 |
| Auckland, New Zealand | Biz | 33,800 |
| Christchurch, New Zealand | Biz | 33,800 |
| Wellington, New Zealand | Biz | 33,800 |
| Perth, Australia | Biz | 33,800 |
| Perth, Australia | Biz | 33,800 |
| Rockhampton, Australia | Biz | 21,800 |
| Adelaide, Australia | Biz | 21,800 |
| Canberra, Australia | Biz | 13,800 |
| Brisbane, Australia | Biz | 13,800 |
| Melbourne, Australia | Biz | 13,800 |
All redemption figures above exclude any accompanying taxes, prices and costs. Elements redemption worth data is obtainable by a third-party. For an precise complete redemption value, please search the recommendation of with the airline straight.
Digging into the small print of the ANZ Rewards Black
ANZ Rewards Black earns ANZ Reward Elements, which is ANZ’s private rewards program. We like versatile components packages proper right here at Stage Hacks — it allows you to earn components in a single program with the ability to maneuver them to a confederate program of other (just like KrisFlyer) at a later date.
ANZ has moreover resumed components transfers to Velocity as of two May 2021. The ratio is 2:1 within the occasion you resolve to remodel your ANZ Rewards Elements to Velocity Elements.
Card Particulars
| Card | ANZ Rewards Black |
| Loyalty program | ANZ Rewards |
| Elements earned from spend | 2 Reward Elements per $1 spent on eligible purchases as a lot as $5,000 per assertion interval, then 1 Reward Stage per $1 spent on eligible purchases above $5,000 per assertion interval |
| Included insurances | Worldwide Journey Insurance coverage protection, Purchase Security Insurance coverage protection, Rental Automobile Additional in Australia Insurance coverage protection, Assured Pricing Scheme, Extended Assure Insurance coverage protection and Interstate Flight Inconvenience Insurance coverage protection (PDS 1), (PDS 2) |
| Overseas transaction fee | 3% of the remodeled amount |
| Purchase charge | 20.24% |
| Cash advance charge | 20.24% |
| Curiosity Free days | As a lot as 55 days |
| Annual fee | $375 p.a. ongoing |
With the ANZ Black Rewards, you’ll earn:
- 2 Reward Elements per dollar spent on eligible purchases as a lot as $5,000 per assertion interval
- 1 Reward Stage per dollar spent on eligible purchases above $5,000 per assertion interval.
In simpler phrases, proper right here’s the equal number of frequent flyer miles you may earn for every dollar spent on eligible purchases (when you end up nonetheless under the $5,000/assertion interval threshold):
- 1 Velocity Stage
- 0.66 KrisFlyer miles or Asia Miles, or
- 0.01 Air New Zealand Airpoints
That’s what we identify the ‘environment friendly earn charge’ — what you may efficiently earn out of your spend after your ANZ Reward Elements have been transferred over to the confederate frequent flyer program. Remember that minimal components swap portions apply.
What are the benefits of the ANZ Rewards Black?
As a top-tier product, the ANZ Rewards Black consists of quite a lot of complimentary insurances along with:
- Worldwide Journey Insurance coverage protection
- Interstate Flight Inconvenience Insurance coverage protection
- Rental Automobile Additional in Australia Insurance coverage protection
- Transit Accident Insurance coverage protection when travelling on a plane, vacationer bus, put together or ferry paid for collectively together with your Black financial institution card
- Purchase Security Insurance coverage protection
- Extended Assure Insurance coverage protection
- Assured Pricing Scheme
These insurances are sometimes current in higher-tiered taking part in playing cards and might transform helpful for every frequent flyers and frequent patrons alike. Click on on the hyperlinks to study the Premium Enjoying playing cards Insurances PDF and the financial institution card insurance coverage protection choices PDF.
This data references a couple of of the benefits of insurance coverage protection insurance coverage insurance policies provided with this card. You’ll want to study the PDS and procure neutral expert advice sooner than buying this product.
Apple Pay + Google Pay assist with ANZ
ANZ taking part in playing cards assist Apple Pay & Google Pay, meaning it’s best to make the most of their taking part in playing cards in your smartphone for less complicated funds. Uncover out additional in our guides for each of the acceptable corporations.
Card eligibility requirements
These are the minimal requirements to be eligible to make use of for this Card. Completely different additional eligibility requirements, just like proof of income, will often be required afterward.
- Be 18 years earlier of age or over, and;
- Be a eternal Australian resident or a non-permanent resident with higher than 9 months remaining in your visa
Typically Requested Questions
How do I redeem my ANZ Reward Elements?
ANZ Reward Elements could be utilized for merchandise or reward taking part in playing cards. Nonetheless, a higher alternative is also to modify it to an airline frequent flyer program.
What are ANZ Reward Elements value?
We tentatively value each ANZ Reward Stage at 0.8 cents each. Its exact value will depend on what you lastly use the components for.
How do I take a look at my ANZ Reward Elements stability?
Log in to the ANZ Rewards
What are ANZ eligible purchases?
ANZ considers most spend to be eligible purchases, apart from certain exclusions just like “prices, cash, cash equal transactions, stability transfers, and transactions for taking part in or gaming capabilities” which will not earn components. See the cardboard phrases and circumstances for additional data.
Summing up: ANZ Rewards Black
The ANZ Rewards Black supplies a compelling environment friendly earn charge of Velocity Elements, KrisFlyer Miles, Asia Miles and Air New Zealand Airpoints. It’s moreover aggressive in the direction of totally different taking part in playing cards obtainable available in the market at this stage.
Remember that ANZ Reward Elements do expire — components have for use to claim a reward three years after the highest of the yr via which the components have been earned, or they’ll be cancelled.
With a program like ANZ Rewards, the vital factor revenue is inside the additional decisions that having many program swap companions on provide supplies in relation to redeem your hard-earned components. It does make managing your components barely additional time-consuming as that you must subject that into your journey plans.
Disclaimers
ANZ would moreover like us to include the following disclaimer.
Reward Elements accrue in accordance with the ANZ Rewards – Rewards Program Phrases and Conditions booklet (please identify 13 13 14 for a replica). Purchases which are not eligible to earn Rewards Elements are described inside the ANZ Rewards – Rewards Program Phrases and Conditions booklet, e.g. prices, cash, cash equal transactions, stability transfers and transactions for taking part in or gaming capabilities will not earn Reward Elements.
