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180,000 bonus ANZ Reward Points (can get an $800 gift card) and $0 annual fee for the first year with the ANZ Rewards Black

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Card Overview

ANZ is offering 180,000 bonus ANZ Reward Elements (can get an $800 reward card) and $0 first yr annual fee for model new cardholders of the ANZ Rewards Black. Consists of complimentary insurances plus Apple Pay and Google Pay assist.

Key Attributes

  • 180,000 ANZ Reward Elements (can get an $800 reward card) + $0 first yr annual fee, in the event you spend a minimal of $2,000 on eligible purchase all through the primary 3 months of approval

  • 24/7 Personal Concierge and distinctive leisure and life-style supplies

  • Complimentary journey and buying insurances (PDS)

  • Earn 2 ANZ Reward Elements per $1 spent on eligible purchases as a lot as $5,000 per assertion interval, then 1 Reward Stage per $1 spent on eligible purchases above $5,000 per assertion interval

  • Annual Fee: $0 for the first yr, $375 p.a. ongoing
  • New card. T&Cs, eligibility requirements, prices & charges apply (along with annual fee, in the meanwhile $0 for first yr, $375 thereafter).
  • Not on the market the place you in the meanwhile preserve, or have closed, an ANZ Rewards financial institution card all through the sooner 12 months.

What we’ll be overlaying

ANZ is offering 180,000 bonus ANZ Reward Elements (enough components to redeem an $800 reward card), plus a $0 annual fee for the first yr for model new cardholders of the ANZ Rewards Black. This data covers the earn prices, caps and benefits of the ANZ Rewards Black card.

(Don’t need a Black card? ANZ could be offering 120,000 bonus ANZ Rewards Elements with the ANZ Rewards Platinum Card, and 50,000 bonus ANZ Rewards Elements with the ANZ Rewards Card.)

A minimal spend of $2,000 all through the primary 3 months of approval is required to acquire the bonus components for this card. Eligible purchases cowl most transactions, with the standard exclusions of prices, cash, cash equal transactions, stability transfers and transactions for taking part in or gaming.

New card. T&Cs, eligibility requirements, prices & charges apply (along with annual fee in the meanwhile $375). Remember that bonus components acquired’t be awarded to those who have held (or nonetheless preserve) any ANZ Rewards financial institution card inside the ultimate 12 months, along with the ANZ Rewards Journey Adventures card.

The 180,000 ANZ Rewards Elements can get you an $800 eGift Card from Bunnings, Woolworths, Myer, David Jones, JB HiFi, Coles or Kmart.

You may additionally resolve to remodel the components into Velocity Elements at a 2:1 ratio, or to KrisFlyer Miles or Asia Miles at a 3:1 ratio, which means the current bonus degree provide is the same as 90,000 Velocity Elements or 60,000 KrisFlyer miles or Asia Miles. For reference, 36,500 KrisFlyer miles is enough to fly Perth-Singapore-Taipei in Singapore Airways Enterprise Class!

The way you may use the bonus components from this card

Occasion redemption options using 90,000 Velocity Frequent Flyer components.
Current occasion flight redemptions departing from:
Metropolis  Class  Elements 
Hong Kong, Hong Kong Biz 57,800
Los Angeles, USA Eco 47,000
Abu Dhabi, United Arab Emirates Eco 47,000
Auckland, New Zealand Biz 33,800
Christchurch, New Zealand Biz 33,800
Wellington, New Zealand Biz 33,800
Perth, Australia Biz 33,800
Perth, Australia Biz 33,800
Rockhampton, Australia Biz 21,800
Adelaide, Australia Biz 21,800
Canberra, Australia Biz 13,800
Brisbane, Australia Biz 13,800
Melbourne, Australia Biz 13,800

All redemption figures above exclude any accompanying taxes, prices and costs. Elements redemption worth data is obtainable by a third-party. For an precise complete redemption value, please search the recommendation of with the airline straight.

Digging into the small print of the ANZ Rewards Black

ANZ Rewards Black earns ANZ Reward Elements, which is ANZ’s private rewards program. We like versatile components packages proper right here at Stage Hacks — it allows you to earn components in a single program with the ability to maneuver them to a confederate program of other (just like KrisFlyer) at a later date.

ANZ has moreover resumed components transfers to Velocity as of two May 2021. The ratio is 2:1 within the occasion you resolve to remodel your ANZ Rewards Elements to Velocity Elements.

Card Particulars

Card ANZ Rewards Black
Loyalty program ANZ Rewards
Elements earned from spend 2 Reward Elements per $1 spent on eligible purchases as a lot as $5,000 per assertion interval,
then 1 Reward Stage per $1 spent on eligible purchases above $5,000 per assertion interval
Included insurances Worldwide Journey Insurance coverage protection, Purchase Security Insurance coverage protection, Rental Automobile Additional in Australia Insurance coverage protection,
Assured Pricing Scheme, Extended Assure Insurance coverage protection and Interstate Flight Inconvenience Insurance coverage protection (PDS 1), (PDS 2)
Overseas transaction fee 3% of the remodeled amount
Purchase charge 20.24%
Cash advance charge 20.24%
Curiosity Free days As a lot as 55 days
Annual fee $375 p.a. ongoing

With the ANZ Black Rewards, you’ll earn:

  • 2 Reward Elements per dollar spent on eligible purchases as a lot as $5,000 per assertion interval
  • 1 Reward Stage per dollar spent on eligible purchases above $5,000 per assertion interval.

In simpler phrases, proper right here’s the equal number of frequent flyer miles you may earn for every dollar spent on eligible purchases (when you end up nonetheless under the $5,000/assertion interval threshold):

  • 1 Velocity Stage
  • 0.66 KrisFlyer miles or Asia Miles, or
  • 0.01 Air New Zealand Airpoints

That’s what we identify the ‘environment friendly earn charge’ — what you may efficiently earn out of your spend after your ANZ Reward Elements have been transferred over to the confederate frequent flyer program. Remember that minimal components swap portions apply.

What are the benefits of the ANZ Rewards Black?

As a top-tier product, the ANZ Rewards Black consists of quite a lot of complimentary insurances along with:

  • Worldwide Journey Insurance coverage protection
  • Interstate Flight Inconvenience Insurance coverage protection
  • Rental Automobile Additional in Australia Insurance coverage protection
  • Transit Accident Insurance coverage protection when travelling on a plane, vacationer bus, put together or ferry paid for collectively together with your Black financial institution card
  • Purchase Security Insurance coverage protection
  • Extended Assure Insurance coverage protection
  • Assured Pricing Scheme

These insurances are sometimes current in higher-tiered taking part in playing cards and might transform helpful for every frequent flyers and frequent patrons alike. Click on on the hyperlinks to study the Premium Enjoying playing cards Insurances PDF and the financial institution card insurance coverage protection choices PDF.

This data references a couple of of the benefits of insurance coverage protection insurance coverage insurance policies provided with this card. You’ll want to study the PDS and procure neutral expert advice sooner than buying this product.

Apple Pay + Google Pay assist with ANZ

ANZ taking part in playing cards assist Apple Pay & Google Pay, meaning it’s best to make the most of their taking part in playing cards in your smartphone for less complicated funds. Uncover out additional in our guides for each of the acceptable corporations.

Apple Pay Australian Banks | Point Hacks

Card eligibility requirements

These are the minimal requirements to be eligible to make use of for this Card. Completely different additional eligibility requirements, just like proof of income, will often be required afterward.

  • Be 18 years earlier of age or over, and;
  • Be a eternal Australian resident or a non-permanent resident with higher than 9 months remaining in your visa

Typically Requested Questions

How do I redeem my ANZ Reward Elements?

ANZ Reward Elements could be utilized for merchandise or reward taking part in playing cards. Nonetheless, a higher alternative is also to modify it to an airline frequent flyer program.

What are ANZ Reward Elements value?

We tentatively value each ANZ Reward Stage at 0.8 cents each. Its exact value will depend on what you lastly use the components for.

How do I take a look at my ANZ Reward Elements stability?

Log in to the ANZ Rewards

What are ANZ eligible purchases?

ANZ considers most spend to be eligible purchases, apart from certain exclusions just like “prices, cash, cash equal transactions, stability transfers, and transactions for taking part in or gaming capabilities” which will not earn components. See the cardboard phrases and circumstances for additional data.

Summing up: ANZ Rewards Black

The ANZ Rewards Black supplies a compelling environment friendly earn charge of Velocity Elements, KrisFlyer Miles, Asia Miles and Air New Zealand Airpoints. It’s moreover aggressive in the direction of totally different taking part in playing cards obtainable available in the market at this stage.

Remember that ANZ Reward Elements do expire — components have for use to claim a reward three years after the highest of the yr via which the components have been earned, or they’ll be cancelled.

With a program like ANZ Rewards, the vital factor revenue is inside the additional decisions that having many program swap companions on provide supplies in relation to redeem your hard-earned components. It does make managing your components barely additional time-consuming as that you must subject that into your journey plans.

Disclaimers

ANZ would moreover like us to include the following disclaimer.

Reward Elements accrue in accordance with the ANZ Rewards – Rewards Program Phrases and Conditions booklet (please identify 13 13 14 for a replica). Purchases which are not eligible to earn Rewards Elements are described inside the ANZ Rewards – Rewards Program Phrases and Conditions booklet, e.g. prices, cash, cash equal transactions, stability transfers and transactions for taking part in or gaming capabilities will not earn Reward Elements.

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