Citi Rewards Credit Card: Features, Benefits & Eligibility


Citibank India is a international financial institution working in India with the identify Citi India. In India, its headquarter is in Mumbai, Maharashtra. Citi financial institution gives you all kinds of banking companies which incorporates wealth administration, bank cards, and funding companies in India. On this put up under, we’ll talk about some necessary details about Citibank Rewards Credit score Card.

Citi Rewards Credit score Card Particulars

This card is without doubt one of the greatest bank cards made for individuals who does purchasing regularly. You may earn bonus reward factors on spending via this card on purchasing. And you may get pleasure from some engaging redemption choices together with cashback, air miles, holidays, and purchases at some premium merchandise.

Right here, you will see some necessary details about the options, advantages, and eligibility standards on this Citi Rewards Credit score Card assessment.

Options and Advantages of Citi Rewards Credit score Card

Citi rewards bank card advantages and options are talked about under:

1. No Restrict for Spending

There isn’t a specified restrict for spending via this card. The financial institution will let you recognize about your Citibank rewards bank card restrict based on your revenue, reimbursement capability, and another components.

2. Welcome Rewards

Get 1,500 Citi rewards bank card reward factors as a bonus in your first spend made inside 30 days of card issuance. Additionally, Citibank rewards bank card presents 1,000 reward factors as bonus factors in your first spend of Rs.1,000 made inside 60 days of card issuance.

3. Factors that By no means Expire

Both redeem now or you may hold amassing these reward factors for one thing large sooner or later.

4. Citibank Rewards Credit score Card Redeem

Citi rewards bank card redeem course of is prompt. You may simply redeem your reward factors towards cashback, holidays, air miles, cell service, and a few premium merchandise.

5. Simple Faucet and Pay

Making funds lots simpler via this contactless card. You may pay as much as Rs.5,000 via this card and not using a PIN. You simply want to easily faucet your card on the terminal accepting contactless playing cards. These days it’s very secure, safe and quick.

6. Bonus Reward on Month-to-month Spends

Get 300 bonus reward factors on the spending of Rs.30,000 or extra via this card inside a month.

7. Rewards on Buying

Earn 10 reward factors on the spending of Rs.125 at chosen attire and departmental shops (on-line & in-store). You may earn 1 reward level for each Rs.125 spent on different purchases.

8. Particular Rewards

Earn 4 extra reward factors for each Rs.125 spent on Amazon, Myntra & Flipkart. This presents on Citi rewards bank card is legitimate until August 15, 2021.

9. Eating Privileges

Stand up to twenty% off on eating at collaborating eating places throughout India.

10. Simple EMI

Simple EMI choices can be found at greater than 2,000 shopper electronics & cell phone shops, some main retail chains, and e-retailers.

11. Private Concierge Service

For help in planning a celebration, eating reservations, sending flowers, journey, and lots of extra. Merely make a name at 1800-114-999

The Citi rewards bank card options are talked about above.

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 Citi Rewards Credit score Card Expenses & Charges

Charge Sort Expenses
Citi rewards bank card annual payment/becoming a member of payment You may be knowledgeable by the financial institution on the time of sourcing concerning the becoming a member of and annual charges.
Rates of interest 3.75% monthly (39% every year)
Money advance cost 2.5% of the entire quantity withdrawn or a minimal quantity of Rs.500
Late fee prices No cost for assertion steadiness as much as Rs.2,000
Rs.600 for assertion steadiness between Rs.2,000-7,500.
Rs.950 for assertion steadiness between Rs.7,500-15,000.
Rs.1,300 for assertion steadiness greater than Rs.15,000.
Over credit score restrict cost 2.5% on the entire quantity over the credit score restrict. The minimal cost will probably be Rs.500. (Excluding prices, taxes, and charges).
Cheque return or bounce cost Rs.500 for each returned cheque
Railway ticket reserving surcharges 1.8% of the entire transaction quantity
Card re-issue cost NIL
Money deposit at Citibank Rs.250 per deposit

Citi Rewards Credit score Card Eligibility

The applicant should be a minimum of 18 years of age.

The applicant should be both a salaried particular person or self-employed.

Your CIBIL rating should be above 700.

The applicant ought to have Indian citizenship.

Paperwork Required

For Salaried  For Self-Employed
Id proof Id proof
Tackle proof Tackle proof
Newest two wage slips Newest yr ITR with audited financials and computation of revenue

Listing of some paperwork for tackle and ID proof:

1. Passport

2. Driving License

3. Aadhaar Card

4. Voter’s ID Card

5. NREGA issued job card duly signed by a State Authorities officer.

apply for this card?

There are a number of easy steps you need to observe:

1. Go to Citibank’s official web site. Click on right here.

2. Choose the cardboard of your alternative.

3. Click on on the “Start Your Software” tab.

4. Enter your particulars reminiscent of identify, cell quantity, and e-mail Id.

5. Subsequent, fill in your skilled particulars

6. As soon as all the main points are entered, click on on the “Submit” tab.

After the submission of the applying kind, you’re going to get a name from Citibank for the gathering of paperwork. After approval, your card together with the welcome package will probably be dispatched to your mailing tackle.

How does faucet and pay work?

It’s quite simple! Simply observe some steps talked about under:

1. Search for the contactless image on the service provider’s terminal for fee.

2. Faucet your card on the service provider’s contactless terminal.

3. And it’s achieved.

4. Take your fee slip upon transaction authorization.

redeem Citi rewards bank card factors?

1. Cashback

By your this card, you may regulate your reward factors towards your excellent assertion of the cardboard. The Citi rewards bank card factors worth is 35p/reward level. A minimal of 10,000 factors is required for the redemption.

2. Rewards on Gasoline

Instantaneous redemption of factors at over 1200 collaborating IndianOil shops throughout India. Simple redemption by way of SMS. Worth of 1 reward level = Rs.0.25.

For this redemption, a minimal of 250 reward factors is required.

3. Rewards on Air Miles

Simple redemption on Jet Airways and Air India as Frequent Flyer membership miles. 1 reward level values 0.75 miles. A minimal of 100 reward factors is required for redemption.

4. Present Vouchers

Instantaneous redemption towards premium manufacturers. Simply browse the catalog, select what you need, and place an order utilizing your reward factors.

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Often Requested Questions

1. What do the non-public concierge companies imply?

Private concierge service helps the shoppers in making numerous sorts of reservations, journey tickets, planning events, sending flowers to others, and lots of extra.

2. What’s the annual payment charged on this card?

The annual charges of Rs.1,000 will probably be charged on this card. This payment may be waived after spending over Rs.30,000 in a yr of membership.

3. How can I contact Citibank for queries concerning my card?

For any question associated to bank cards, simply make a name at 1860 210 2484.

4. What’s Citi rewards home bank card?

Citibank rewards home bank card is a home card meant for use inside the nation solely. The ability of worldwide transactions, together with abroad ATM entry and on-line transactions with retailers situated exterior India, just isn’t obtainable on this card.

5. What’s the process to extend the credit score restrict?

Click on right here to know the process to extend the credit score restrict.

6. cut back the credit score restrict?

The credit score restrict may be lowered to the minimal credit score restrict relevant for the cardboard. To scale back the credit score restrict, you have to contact 24×7 CitiPhone banking companies. It’s also possible to write to Citibank on-line by logging into your account.

Test the main points for this card by clicking right here.

Citibank Rewards Credit score Card Assessment

This card is the right possibility in case you are in search of a low-fee, shopping-specific card. The Citi rewards bank card presents higher offers and presents on purchasing. And you may earn reward factors quickly. You may redeem these rewards factors to get pleasure from engaging presents offered on journey, purchasing, and many others. Subsequently, this card is a perfect card for somebody who does numerous purchasing.

Additionally Learn: Citibank IndianOil Credit score Card: Options, Advantages & Eligibility

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