Citibank IndianOil Credit Card: Features, Benefits & Eligibility


Citibank India is a international financial institution working in India. Its headquarters is positioned in Mumbai, Maharashtra. Citi India belongs to Citigroup, which is a multinational monetary companies company and its headquarters is positioned in New York Metropolis, United States. It affords a variety of banking companies, bank cards, wealth administration, and funding companies. On this put up, I’ll focus on all of the necessary details about the Citibank IndianOil Credit score Card.

Citibank IndianOil Credit score Card

IndianOil Citi Credit score Card is without doubt one of the finest gasoline bank cards in India. This card provides you Turbo Factors as a reward for spendings. You possibly can redeem these turbo factors at any licensed IndianOil Gasoline Station throughout India. It additionally comes with additional rewards on grocery purchasing and grocery store spends. You possibly can rise up to 71 liters of gasoline free by the redemption of turbo factors yearly.

Indian Oil Citi Financial institution bank card annual charge of Rs.1,000 + taxes shall be charged on the finish of the membership yr. In the event you spend Rs.30,000 by this card inside a yr, then you definately don’t must pay any expenses.

Right here is you’ll discover the details about options, advantages, and eligibility standards on this Indian Oil Citi Financial institution Credit score Card assessment.

Options of IndianOil Citi Credit score Card

The Citi IndianOil card options are as follows:

1. Merely faucet and pay by IndianOil Citi Credit score Card. Utilizing this card you may pay contactless on the terminal accepting contactless playing cards (for transactions as much as Rs.2,000).

2. You’ll get Indian Oil Citi Financial institution bank card reward factors on gasoline spends. 4 turbo factors for each Rs.150 spent and 1% gasoline surcharge reversal on gasoline buy at any licensed IndianOil retail outlet throughout India.

3. Additionally, earn rewards on day by day spends. Get 2 turbo factors for spent (Rs.150) on groceries and supermarkets. 1 turbo level for each Rs.150 spent elsewhere like on purchasing, eating, and extra.

4. Straightforward and safe fee of payments on-line. You possibly can simply convert cash spend above Rs.2,500 into EMI’s.

5. You possibly can avail of simple instantaneous loans in opposition to your card.

6. Citibank bank card supplies you simple fee choices for settlement of excellent balances by changing the quantity into simple EMI’s and might repay the sum at a really decrease price of curiosity.

7. You’ll get a versatile reward redemption program in which you’ll simply redeem your reward factors on gasoline, as a present voucher, or in opposition to your purchases at greater than 700 service provider retailers throughout India.

8. You possibly can settle your different financial institution’s bank card payments by transferring them to Citibank. And pay half the speed of curiosity is likely to be paying to different banks.

9. Even you may as well go for an EMI compensation plan, and luxuriate in a 12% every year price of curiosity with a Citibank bank card.

10. Get pleasure from Citi companies on the go together with on-line, SMS, Cellular, and CitiBank app.

11. You possibly can simply monitor your account actions by SMS and emails.

12. Avail 24-hour help on CitiPhone.

IndianOil Citibank Credit score Card Advantages

The Citi IndianOil card advantages are as follows:

1. Get 250 turbo factors free on the activation of the cardboard.

2. Earn free turbo factors and get gasoline totally free in alternate as 1 turbo level = Rs.1 gasoline.

3. Get 250 turbo factors on spending any quantity inside 30 days of its issuance.

4. In the event you spend Rs.30,000 by this card inside a yr, then you definately don’t must pay any expenses

5. Get pleasure from as much as 15% cashback on duty-free purchasing by Citibank bank card.

6. 10% financial savings on journey by way of MakeMyTrip.

7. Save as much as 20% in your eating payments at greater than 2000 eating places throughout India.

8. There is no such thing as a expiry date for turbo factors (Citibank IndianOil bank card factors) you may maintain them so long as you need.

The above are IndianOil Citi bank card advantages. Software hyperlink to use for this card.

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Highlights of this card
Stand up to 71 litres of free gasoline in first yr
Price waiver of Rs.1000 on annual spends of Rs.30000
Get turbo factors value Rs.250 on card activation
Annual charge is Rs.1000 + taxes
Your reward factors by no means expires
Merely faucet and pay utilizing this contactless card

Indian Oil Citi Financial institution Credit score Card Expenses

A few of its necessary expenses are listed under:

Becoming a member of Price: The becoming a member of charges for this card are communicated on the time of sourcing.

Annual Price: The annual charge for Citibank IndianOil bank card annual charge is Rs.1,000 + relevant taxes.

Money Advance Charges: 2.5% on the billed quantity withdrawn, topic to a minimal of Rs.500.

Expenses for Late Cost:

  • No expenses for assertion steadiness as much as Rs.2,000.
  • Rs.600 shall be charged for assertion steadiness above Rs.2,000 and as much as Rs.7500.
  • Rs.950 shall be charged for assertion steadiness above Rs.7,500 and as much as Rs.13,000.
  • Rs.1,300 for assertion steadiness greater than Rs.15,000.

Over Credit score Restrict Cost: 2.5% of the transaction quantity topic to Rs.500 minimal.

Cost for Return Cost: Rs.500 for each returned fee.

Gasoline Transaction Cost: 1% + GST gasoline transaction cost levied by the service provider’s financial institution. That is reversed at licensed IndianOil retailers for transactions of Rs.10 or extra.

Reissue of Broken, Stolen, or Misplaced Card: Nil

Examine the main points for this card by clicking right here.

Eligibility Standards

Following are the eligibility standards for this card.

1. Applicant must be an Indian resident and above the age of 18 years.

2. The cardboard shall be supplied to you in case your profile matches the eligibility circumstances set by the financial institution.

Paperwork Required

For Salaried:

1. Proof of Identification

2. Proof of Tackle

3. Newest two wage slips

For Self Employed:

1. Proof of Identification

2. Proof of Tackle

3. Newest yr ITR with audited financials and computation of revenue

Legitimate Id and Tackle proof paperwork (Indian Passport, Driving License, Aadhaar Card, Voter’s ID Card, Job Card issued by NREGA duly signed by an officer of the State Authorities).

The best way to apply for IndianOil Citi Credit score Card?

There may be some easy step you must observe as listed under:

1. Go to Citi Financial institution’s official web site. Click on right here.

2. Enter your particulars corresponding to title, cell quantity, and e mail Id.

3. Subsequent enter your skilled particulars.

4. As soon as all the main points are stuffed in, click on on the “Submit” button.

After utility submission, a consultant from Citibank will contact you in 2 to three working days, to gather the paperwork. Upon approval of your utility, your card together with the welcome equipment shall be dispatched to your deal with.

Citibank Indian Oil Credit score Card Reward Factors Redemption

1. Right here I’ll inform you “The best way to redeem Citi Reward Factors at Indian Oil retailers?” You possibly can redeem your rewards factors in opposition to transactions performed at licensed IndianOil retailers utilizing the next steps:

  • Pay along with your Citibank IndianOil bank card on any Financial institution’s EDC machine, for the worth of reward factors to be redeemed.
  • You’ll obtain a redemption hyperlink by SMS (legitimate for twenty-four hours).
  • Verify the variety of reward factors to redeem and click on on the “Redeem Now” to pay.
  • That is “learn how to redeem Citi turbo factors?”

2. It’s also possible to redeem your reward factors with – Miles switch, Rewards catalogue, or Cashback. Please word that the SMS-based level redemption is offered for under these accomplice retailers: MakeMyTrip, Vodafone, Westside, GoIbibo, Indigo, BookMyShow, Yatra, Customers Cease.

That is “learn how to redeem Citi IndianOil Bank card factors?”

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Citibank Indian Oil Credit score Card Shops

Click on right here to know the Indian Oil Citi Financial institution bank card retailers close to you.

Citibank IndianOil Credit score Card Cost

There are numerous methods to make your Citibank Credit score Card fee. You can also make fee by Citibank On-line, Citi Cellular, or NEFT. It’s also possible to pay out of your different financial institution accounts.

Citibank Indian Oil Credit score Card Evaluate

Citibank IndianOil Credit score Card is the proper card in case you are trying to earn rewards factors and save on gasoline bills. With this card, you additionally earn on all day by day spends and never simply gasoline funds. Subsequently, this card is a perfect card for somebody who travels loads by way of street.

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