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Citi Premier Card Guide

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Card Overview

The Citi Premier Credit score rating Card earns 1 Citi Rewards Stage per dollar spent. The cardboard moreover consists of two Priority Cross lounge entry yearly, plus the facility to modify components from Citi Rewards Program to fairly just a few companions.

Key Attributes

  • Priority Cross lounge entry and one other premium card benefits

  • Means to earn Citi Rewards components the place you probably can change components to Velocity & Krisflyer, or swap the cardboard to Qantas Components down the monitor

  • 2 Rewards Components per $1 spent on Eligible Transactions on-line or overseas

  • 1 Reward Stage per $1 spent on Eligible Transactions far and wide else

  • Annual Cost: $150 for the first yr, $300 p.a. ongoing

What we’ll be overlaying

The Citi Premier Credit score rating Card earns 1 Citi Rewards Stage per dollar spent. The cardboard has a $300 ongoing annual fee and consists of two Priority Cross lounge entry yearly, plus the facility to modify components from Citi Rewards Program to fairly just a few companions.

 

Citi Premier financial institution card – the basics

Everytime you be part of the Citi Premier financial institution card, you’re going to acquire the bonus in Citi Rewards components (nevertheless you might probably swap to Qantas Rewards later as a cardholder). We make clear this just a bit later throughout the data.

Using the cardboard for overseas spend incurs a 3.4% fee, with earn cost at 1 Qantas degree or 2 Citi Rewards components per $1 uncapped.

Card Particulars

Card Citi Premier Credit score rating Card
Loyalty program Citi Rewards Program
Citi Rewards earn cost 2 Rewards Components per $1 spent on Eligible Transactions on-line or overseas
1 Reward Stage per $1 spent on Eligible Transactions far and wide else
Components cap Citi Rewards components are uncapped
Minimal credit score rating limit $15,000
Earns components at ATO No
Journey benefits Priority Cross lounge entry and two included lounge visits
First Yr Annual Cost $150
Frequent Annual fee $300 p.a. ongoing
Overseas transaction fee 3.40% of the remodeled amount
Minimal earnings requirement $75,000 p.a.

Environment friendly Frequent Flyer Program Stage Earn Fees

Frequent Flyer Program All completely different eligible spend Worldwide Spend
Qantas Components* 0.5 degree / $ 1 degree / $
Velocity Components 0.5 degree / $ 1 degree / $
Singapore Airways KrisFlyer Miles 0.4 degree / $ 0.8 degree / $
Emirates Skyward 0.4 degree / $ 0.8 degree / $
* Qantas Components are solely earned by the use of the Citi Premier Qantas Visa card

Digging into some great benefits of the Citi Premier Credit score rating Card

You’ll earn 2 Citi Rewards components per $1 on eligible on-line and worldwide spend and 1 Citi Rewards components per $1 far and wide else uncapped.

There’s a minimal earnings requirement of $75,000.

The Citi Premier Credit score rating Card could be linked to Qantas Frequent Flyer, with components earned from spend earned into one program or the other. For those who occur to find out to utilize the cardboard to earn Citi Rewards components, have a be taught of our full data to the Citi Rewards program proper right here.

Citi Rewards change companions for the Premier Credit score rating Card are low in amount nevertheless extreme in prime quality:

  • Virgin Australia Velocity
  • Singapore Airways KrisFlyer
  • Emirates Skywards

For Citi Premier cardholders, components change out to Virgin Australia‘s Velocity at 2 Citi Rewards degree to 1 Velocity degree and to Singapore Airways’ KrisFlyer program at 2.5 Citi Rewards components to 1 KrisFlyer miles.

The minimal number of Citi Rewards Components required to make a change varies counting on the confederate program, and are as follows:

  • Velocity Frequent Flyer – Minimal 2,000 components in 1 degree increments
  • Singapore KrisFlyer – Minimal 20,000 components in 1 degree increments
  • Emirates Skywards – Minimal 15,000 components in 1 degree increments

Any stability decrease than the minimal is ineligible to be transferred to frequent flyer packages until the minimal threshold is reached.

You might swap the cardboard between Citi Rewards components and Qantas Components earn as quickly as per yr, so try this solely when it is good to.

Priority Cross revenue

The cardboard moreover comes with Priority Cross lounge membership, valued at US$99 per yr, and two included lounge visits valued at US$32 each.

The best way through which this works in observe is that you just simply’ll acquire a promotional pack from Citi with a Priority Cross entry code rapidly after receiving your card throughout the mail. The code then allows you to be part of the associated membership from Priority Cross.

Insurance coverage protection

Lastly, you’ll moreover get a selection of insurances, along with extended assure, purchase cowl and worldwide journey insurance coverage protection. As per peculiar, you’ll must be taught the PDS and assess if these insurances meet your specific particular person needs and offer you substantial value.

This data references quite a lot of some great benefits of insurance coverage protection insurance coverage insurance policies equipped with this card. It is advisable be taught the PDS and procure neutral expert suggestion sooner than buying this product.

Citi Payall

Now you may earn uncapped Citi reward Components on larger regularly payments equal to rent, taxes, education prices, property administration prices, childcare and miscellaneous funds with Citi Payall. Affords are subject to eligibility and are solely accessible in case your account is in good standing.

Citi Apple Pay & Samsung Pay assist

Citi enjoying playing cards helps Apple Pay & Samsung Pay, which implies it’s essential to use this card in your smartphone for less complicated funds. Sadly, Google Pay is in the mean time not supported.

Summing up: the Citi Premier financial institution card

The Citi Premier financial institution card stays to be considered for prime volumes of things earn outside of Qantas Frequent Flyer on a Visa or MasterCard, however, the annual fee is bigger than many others within the market, so that you just’ll must be using the cardboard fairly a bit on on-line and overseas spend to make the fee worthwhile.

The pliability of things change to Velocity or KrisFlyer is principally useful, along with the potential of swapping the cardboard (sometimes) between Qantas or Citi Rewards components earn.

Editorial Bear in mind: Opinions expressed on this data are the creator’s alone and have not been reviewed, accepted or in every other case endorsed by Citi.

 

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