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Home Credit Cards Coles No Annual Fee Mastercard – $100 off a Coles Supermarket shop...

Coles No Annual Fee Mastercard – $100 off a Coles Supermarket shop and 0% p.a. on Balance Transfers for 12 months

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Card Overview

The Coles No Annual Charge Mastercard is providing $100 off a Coles Grocery store store for brand new cardholders who spend $1000 or extra on eligible retail purchases inside 60 days of approval. Earns flybuys factors on spend that are transferrable to Velocity Frequent Flyer or redeemable at Coles Supermarkets checkouts.

Key Attributes

  • $100 off a Coles Grocery store store, while you spend $1,000 or extra on eligible retail purchases inside 60 days of approval

  • No annual price, ever.

  • Mixed flybuys and bank card – consists of Coles Pay Tag for comfort

  • 1 flybuys level per $2 spent

  • 0% p.a. on Stability Transfers for 12 months

  • Annual Charge: $0 p.a.
  • 1.5% BT price applies. No curiosity free days apply to retail purchases whilst you have a BT
  • Provide accessible to new clients solely and excludes money advances and money equivalents

What we’ll be overlaying

Coles is providing $100 off a Coles Grocery store store for brand new cardholders of the No Annual Charge Mastercard who spend $1,000 or extra on eligible retail purchases inside the first 60 days of approval till 30 September 2021.

The Coles No Annual Charge Mastercard is a straightforward proposition – pay no annual price, and earn a small variety of flybuys factors out of your day-to-day spend in return.

 

Digging into the small print

It is a no-frills card designed for individuals who don’t spend heaps on their card every month and don’t need any further advantages.

Card Particulars

Card Coles No Annual Charge Mastercard
Loyalty program flybuys
Factors earned from spend 1 flybuys level per $2 on eligible spend
Worldwide transaction price 2.5% on all Retail Purchases and Money Advances
Minimal Revenue $25,000 p.a.
Annual price $0

Efficient Frequent Flyer Program Level Earn Charges

Companion Frequent Flyer Program Equal accomplice factors earned
Velocity Factors 0.22 level / $ on all eligible spend

Earn flybuys factors with the Coles No Annual Charge Mastercard

You’ll accumulate 1 flybuys level for each 2 {dollars} you spend on the cardboard. 2,000 flybuys level might be redeemed for $10 value of groceries (or redeemed for present playing cards/different merchandise from the flybuys rewards retailer).

If as a substitute you switch your flybuys factors to Velocity, you’ll be capable of redeem in increments of two,000 flybuys factors for 870 Velocity factors. Decreased to some extent per $1 earn price, this equates to about 0.22 Velocity Level per greenback, and you’ll switch flybuys factors to Velocity at any time you select, simply remember the fact that factors increments and limits apply.

Vrigin Australia Business Class
flybuys factors might be transformed into Velocity Factors which might then be used with Virgin Australia Enterprise Class journey

It is a low factors earn price for these currencies in comparison with different playing cards in the marketplace, however virtually all of its friends will include an annual price to take note of.

Mixed flybuys and bank card with Coles Pay Tag

This can be helpful – your bank card comes along with your flybuys barcode printed on the again, so there’s one much less card to hold round in your pockets.

You too can order a Pay Tag to stay on the again of your telephone, once more pre-printed along with your flybuys barcode (which might be fairly handy when utilizing the self-scanner at Coles checkouts when purchasing) and a contactless chip to make use of for PayPass with out pulling your pockets out.

Apple Pay & Samsung Pay Help

Coles Credit cards help Apple Pay and Samsung Pay, that means you should utilize this card in your smartphone for simpler funds.

Learn the Level Hacks information to utilizing Apple Pay or for utilizing Samsung Pay, together with directions on learn how to add your card to these providers.

With this function arrange, it means you might nonetheless use your NFC-enabled telephone to make purchases along with your card, even when your bodily card is misplaced or stolen and pending substitute.

Summing up

The Coles No Annual Charge Mastercard is for individuals who are actually attempting to minimise outgoings in charges and different prices to banks however nonetheless wish to earn a couple of factors from day-to-day transactions.

Fortunately, flybuys factors are more and more helpful, so even should you don’t find yourself utilizing them for flights with Velocity, they’re straightforward to redeem for a reduction at Coles.

That stated, it may very well be nicely value trying up the Coles card vary, together with the Coles Rewards Mastercard with an annual price of $99, which continues to be comparatively low in comparison with most different rewards playing cards.

With that card, you’ll obtain a factors earn price 4 occasions that of the No Annual Charge card (2 flybuys factors per $ spent for the Coles Rewards Mastercard vs 1 flybuys level for each $2 spent for the No Annual Charge Mastercard).

Phrases and situations

Phrases and situations and exclusions apply. Click on right here to seek out out extra.

 

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