CRED App Review 2021: Pay Credit Card Bills and Get Rewarded


All of us need rewards or incentives. And nothing is best in the event you get rewarded just by paying off your bank card payments. Sure, you learn it proper, and that’s what Cred App does. You get unique rewards and cashback for paying your bank card payments on CRED App. On this CRED App assessment, I’ll talk about every little thing you could learn about CRED App.

CRED App is the latest enterprise of Kunal Shah, founding father of FreeCharge. As we all know, FreeCharge was India’s well-known app for making invoice funds and offered to Snapdeal within the 12 months 2015.

Which means this app comes from an individual who’s a serial entrepreneur and reputed within the Indian monetary sector. It goals to make paying bank card payments less complicated.

What’s CRED App?

CRED is an internet platform the place you’ll be able to pay your bank card payments. It’s a members-only app that rewards you for paying your payments. It was the primary app in India by way of which you’ll be able to win “Cashback & Cash” by paying your bank card payments.

Each fee made by way of CRED earns you cash. These cash can then be burned to assert rewards from manufacturers you’re keen on. It’s also possible to use the choice to burn cash to win assured cashback.

Aside from this, you will get entry to CRED Defend – an AI-backed system that retains observe of your spending patterns, due date reminders, and many others. And also you by no means miss a due date with CRED Defend..

CRED App Advantages

The CRED App advantages are talked about beneath: The next are the principle advantages of CRED App:

#1. Pay all of your bank card payments

Simply add all of your bank cards to the CRED and pay all of your payments immediately from the app. It additionally lets you pay payments utilizing internet banking, debit card, UPI, or UPI apps freed from value. This makes all the technique of fee fairly easy and straightforward. It’s also possible to observe the fee due dates.

#2. Win cashback on paying payments

#Killthebill is the most effective characteristic. If you pay Rs.1000 or extra you’d see the choice to #killthebill simply after making fee. Right here you’ll be able to burn 1000 CRED cash to win assured money again as much as Rs.1000. The cashback immediately credited to your card.

CRED App: Pay Credit Card Bills

I’ve earned a most cashback of Rs.119 in a single transaction.CRED cashback

#3. Earn CRED cash

You’ll earn cash for each profitable fee by way of CRED. For instance, in the event you pay a invoice of Rs.10000, you earn 10000 cash. These cash can then be redeemed to purchase rewards for on-line & offline procuring.

Cred app rewards from corporations like:

  • AJIO
  • Tata Cliq
  • Myntra
  • Saavn
  • Treatment.match
  • The Lalit
  • Puma
  • Samsung
  • Dineout
  • Ethos

…….and plenty of extra

Cred app provides a number of thrilling reductions as per your bank cards from the next manufacturers.

  • Amazon
  • Tata Cliq
  • Samsung
  • Myprotein
  • Faasos
  • Oneplus
  • Reebok
  • Udemy
  • Zomato
  • Mamaearth
  • Firstcry

……. and plenty of extra

#4. Refer and Earn Rs.500 Cashback

You’ll earn Rs.500 cashback once you refer your pal to the app and your pal pays on CRED. Your referred pal would additionally earn Rs.500 cashback on the subsequent invoice fee.

#5. Pay Hire with Credit score Card

You’ll be able to pay your hire to your landlord or PG very quickly by way of the app. Additionally, you will get rewards once you pay hire by way of this app. Furthermore, there isn’t any further cost on CRED app hire pay fees.

#6. Pay Schooling Charges

Now you can too pay training charges resembling tuition charges, college charges, and school charges utilizing this app. Additionally, you will get reductions once you pay training charges utilizing bank cards.

#7. Free Credit score Rating

In India, there are 4 credit score bureaus – CIBIL, Equifax, Experian, and CRIF. You’ll be able to see your credit score rating and report from Experian and CRIF freed from value. Within the detailed credit score report, you’ll be able to see your credit score exercise and the important thing elements affecting your rating. You’ll be able to refresh your rating after 30 days.

How CRED App works?

On this part, we’ll study “methods to use CRED app?”

#1. Get your membership accredited

Membership continues to be not open for everybody. Your membership accredited solely if in case you have a credit score rating of 750+.

CRED App Obtain:

1. Set up it on Android / iOS. Click on right here for CRED app obtain and set up on Android or iOS.

2. Signup together with your cellular quantity and confirm it with OTP. Use your cellular quantity that’s registered with banks. Your request might get denied in case your credit score rating shouldn’t be good.

#2. Add your bank card numbers

1. As soon as your membership is accredited, all of your playing cards get displayed on the app.

2. Now it’s important to fill within the lacking numbers of your card so as to add them to the app. The app doesn’t ask for the expiry date or CVV of your card.

3. The app will confirm your card by depositing Rs.1 by way of IMPS/UPI into your card.

4. That is the completion of your registration with the app.

#3. Pay your card payments

Now you’ll be able to pay your card payments and earn equal cash for each profitable fee.

#4. Declare unique rewards

You should use these cash to assert rewards for on-line and offline procuring. That is methods to use CRED app.

Security Issues for CRED App

CRED is the brand new startup by Kunal Shah, the founding father of FreeCharge. Subsequently it’s secure to imagine that the app is secure and safe. Right here are some things that I wish to make clear to the most effective of my information.

#1. Credit score Card Data

You simply want so as to add your bank card quantity for invoice funds. It doesn’t ask in regards to the expiry date or CVV of your card. Your card can’t be misused with out these particulars.

#2. E-mail Privateness

The app asks you to entry your electronic mail for studying your bank card statements. They declare that they won’t learn something within the emails besides your card statements. When you really feel this can be a privateness challenge then don’t give entry to your emails.

#3. Failed Funds

In case of failed fee, if any quantity is debited throughout failures, it is going to be refunded in 5 working days. You’ll be able to pay in small chunks if in case you have a giant quantity to pay.

#4. Delayed Funds

It’s secure to pay your payments 3-4 days earlier than the due date. Nonetheless, in regular circumstances, the funds made by way of CRED get mirrored on the identical day in your card assertion.

Regularly Requested Questions

1. Is CRED app secure?

CRED app founder is Kunal Shah, the founding father of FreeCharge. It doesn’t save the whole info of your bank card. Subsequently, in my view, the CRED app appears secure and safe.

2. Who’s CRED app proprietor?

Kunal Shah is an Indian entrepreneur who based this app in 2018.

3. The way to refer CRED app.

You’ll be able to refer the app by way of WhatsApp, Instagram, Twitter, Fb, Messages, and E-mail, and many others.

4. Is CRED app Chinese language app?

No, it’s not a Chinese language app. The app based by Kunal Shah who’s a serial entrepreneur.

5. Which is CRED app origin nation?

CRED app is an Indian fintech firm based by Kunal Shah in 2018.

6. Does CRED app fees more money?

No, it doesn’t cost any further charges for paying your bank card payments.

7. Is CRED app accredited by RBI?

The app operates in compliance with NPCI tips. NPCI is an umbrella group for working retail funds and settlement techniques in India. NPCI stands for Nationwide Funds Company of India. It’s an initiative of the Reserve Financial institution of India (RBI) and the Indian Banks’ Affiliation (IBA).

8. The way to take away bank card from CRED app?

Open the app and click on on the “Playing cards” tab on the backside of the display screen. Subsequent, go to the “Handle” tab which is the final tab on the prime proper nook of the display screen. Now click on on the “archive card” hyperlink. Right here, you will note the checklist of the bank cards you will have added to the app. Choose the bank card and click on on the “Archive card” tab. And it’s performed.

CRED App Critiques

The thought of getting rewards by paying bank card payments is excellent. I don’t see any cause to overlook the additional cashback and rewards. Though there are numerous choices accessible however none of them gave a seamless fee expertise and rewards. So, it’s a revolutionary app. In my view, it deserves an area in your cell phone.

Observe: This submit was initially revealed on June 2, 2019 and has been fully up to date for accuracy and comprehensiveness.

Associated submit: SimplyCLICK SBI Credit score Card

Associated submit: Citibank Money Again Credit score Card


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