How to close HDFC Credit Card?

0
157

Many a time, folks do have multiple bank card with them. However generally they might not get the advantages of all of the bank cards. Additionally, there are occasions, when a cardholder desires a brand new card that fits his/her present monetary wants. And, most bank cards cost annual charges to their customers. So, in these instances, it’s advisable to shut the cardboard that you don’t want to make use of any longer. Due to this fact, let’s check out methods to shut HDFC financial institution bank card?

Closing HDFC Credit score Card

HDFC Financial institution supplies you 4 methods for the closure of HDFC card. You may shut it by calling buyer care, by sending a duly crammed closure type, writing an e-mail, and by sending a letter to the supervisor.

Closing of HDFC card is a very simple course of. And, it’ll enable you to to do away with the charges utilized to it.

On this article, you’ll get to learn about methods to cancel bank card HDFC.

Methods to shut HDFC Financial institution Card?

Following are the three other ways for closing HDFC card.

1. Calling buyer care

2. Submitting duly crammed card closure type

3. Sending a letter to the supervisor

4. Writing an e-mail

Methods to shut the HDFC bank card by calling buyer care?

You may shut it by calling the client care variety of the financial institution. You have to be having all of the required paperwork with you earlier than making a name like your card quantity, account quantity, the rationale to shut, FD particulars (if any).

Additionally Learn: Methods to Save Cash: 10 Tremendous Simple Cash Saving Ideas

Additionally Learn: Record of Prime 20 Finest On-line Purchasing Websites

Methods to cancel HDFC bank card by submitting a card closure type?

You may as well deactivate or cancel it by submitting an HDFC bank card closing type. The closure type will be downloaded from www.hdfcbank.com. It’s good to fill within the required particulars within the type which incorporates your card quantity, identify, deal with, contact particulars, and motive for the closure. After filling it up, simply ship it to the Supervisor, HDFC Financial institution Credit score Playing cards, PO Field 8654, Thiruvanmiyur, Chennai-600041.

Methods to deactivate HDFC bank card by way of a letter to the supervisor?

You may write to the supervisor of the company workplace on the deal with – HDFC Financial institution Credit score Playing cards, PO Field 8654, Thiruvanmiyur, Chennai-600041.

It’s best to write the small print within the letter comparable to your card quantity, identify, deal with, contact particulars, and motive for the closure. Word that you shouldn’t embody confidential particulars just like the CVV quantity and PIN.

Methods to shut HDFC bank card on-line by writing an e-mail?

You may shut HDFC card on-line by writing an e-mail to the department. The e-mail is shipped on the e-mail which is supplied by HDFC Financial institution to shut it. It’s good to present your card quantity and private particulars within the e-mail. That is “methods to shut HDFC bank card completely on-line?”

HDFC Credit score Card Closure Kind

You may obtain this closure type by clicking right here.

Factors to remember earlier than closing your card

1. It’s best to redeem all of your reward factors earlier than making use of for the closure. However, in case you couldn’t make it earlier than, then you’ll be able to redeem these factors inside 30 days of the closure. After that factors will lapse.

2. It’s best to pay all of the pending balances or EMIs earlier than making use of for the closure. In the event you couldn’t make it, the financial institution will contact you to pay all of the dues earlier than closing it by way of telephone name, SMS, or e-mail.

3. Upon getting utilized for the cancelation, you shouldn’t use your card. In the event you use it then, HDFC Financial institution is not going to course of your cancelation request.

4. It’s best to gather a written affirmation letter from the financial institution for security functions.

Additionally Learn: EarnKaro App: Earn Cash On-line From Residence

Additionally Learn: 10 Finest Instantaneous Mortgage Apps in India

Methods to reactivate HDFC card?

For reactivation of HDFC card, you’ll be able to both make a name to the client care variety of the financial institution or you’ll be able to go to your nearest HDFC department. Ask for a reactivation type. Submit the duly crammed type to the financial institution for the reopening of the cardboard.

Ceaselessly Requested Questions

1. Methods to shut my HDFC bank card?

You may shut it by calling buyer care, by sending a duly crammed closure type, and by sending a letter to the supervisor.

2. How can I shut my HDFC bank card buyer care?

You may cancel it by calling the client care variety of the financial institution.

3. Methods to deactivate HDFC card on-line?

You may shut or cancel it on-line by writing an e-mail to the department.

Is closing HDFC card have an effect on cardholder’s credit score rating?

Sure, closing a card can have an effect on a cardholder’s credit score rating because of a discount in credit score restrict and a rise within the credit score utilization ratio.

Ultimate Ideas

I hope now you know the way to shut HDFC bank card. Out of the 4 strategies talked about above, you’ll be able to go for anybody to cancel your card. The 4 strategies calling buyer care, submitting a closure type, a letter to the supervisor, and writing an e-mail.

Additionally Learn: Groww App Assessment 2021: Demat Account, Brokerage Fees & Extra

Additionally Learn: Prime 4 Finest Massive Cap Mutual Funds to take a position

LEAVE A REPLY

Please enter your comment!
Please enter your name here