How to pay credit card bill using debit card?

Credit score Card utilization in India has now grown exponentially. Banks additionally giving bank cards to extra customers with good gives and credit score limits. WIth many Cashback gives customers use their bank cards as an alternative of Debit card or UPI. Additionally, customers stand up to 45 to 50 days utilization to clear the dues, so utilizing a bank card is at all times helpful. However with a Bank card, it comes nice accountability to pay payments on time. If you happen to miss the fee date you’ll have to pay an additional quantity plus late fee will hurt your Credit score Rating. Examine CIBIL rating without spending a dime to understand how a lot it impacts on late fee and different components.

There are lots of strategies accessible to pay a bank card invoice akin to Web Banking by way of respective financial institution for fast fee., UPI can be a brand new mode of bank card invoice fee mode for sooner invoice settlement. However if you happen to don’t have entry to web banking or UPI then there is just one possibility left to pay bank card invoice which is by way of Debit Card. On this submit will see the right way to pay bank card invoice utilizing Debit card.

Advantages of Paying CC invoice by way of DC

1. Those that don’t have entry to web banking/UPI pays payments by debit card particulars (Card quantity, Expiry date and CVV).
2. No have to enter/bear in mind web banking person id, password, UPI PIN.
3. You possibly can avail gives given by banks on Debi card transactions as a result of such transaction counts as on-line POS ( Not for all of the banks/strategies, pls verify in case you are doing such transaction just for availing provide).

Strategies to pay bank card invoice utilizing Debit card

There aren’t many choices accessible to pay the invoice by utilizing a Debit card. We are going to see three strategies which can be found to at the moment that are reliable and excessive success price. Each technique requires to login/register to their web site utilizing e mail id or cell quantity.

To make use of your debit card on-line, bear in mind to allow on-line transactions in your debit card utilizing financial institution app/web site.

Technique 1 – Methods to pay bank card invoice utilizing debit card by way of PayTM

Paytm is a broadly used app for recharge, invoice fee and in addition for buying. You possibly can pay bank card invoice utilizing debit card, web banking and UPI by way of Paytm.

1. Open the Paytm web site or Paytm App in your smartphone – https://paytm.com
2. Login or register together with your cell quantity on Paytm.
3. Below the Invoice Cost part, click on on Bank card Invoice Cost possibility. If you happen to can’t discover the choice, merely search “bank card invoice” within the search field. OR click on on this hyperlink – https://paytm.com/credit-card-bill-payment
4. Enter the Bank card variety of the cardboard which you need to pay the invoice. Additionally, enter the quantity you need to pay and click on on Proceed button to go to the subsequent step.
5. On the brand new display, choose Debit Card possibility after which enter the debit card quantity, Expiry date in MM/YY and CVV.
6. Click on on Pay button to go to the cardboard verification display.
7. To make use of your debit card be sure that to allow on-line transactions from financial institution app/web site.
8. On the brand new display, enter the OTP obtained in your financial institution registered cell quantity.
9. After OTP is verified, bank card invoice fee is profitable. Inside 3 to five working days, invoice fee shall be mirrored in your card.

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Technique 2- Methods to pay bank card invoice utilizing Debit card by way of Mobikwik

1. Open Mobikwik web site or App in your smartphone – https://www.mobikwik.com/
2. Login/register with cell quantity.
3. Click on on Credit score Card Invoice Cost possibility from the house display.
4. Now, enter the bank card quantity, quantity after which click on on the GO button.
5. Verify the main points you entered as soon as once more from the brand new display and click on on Make Payment button.
6. From the brand new display, choose Debit card possibility. Select from Saved Debit playing cards or so as to add a brand new debit card, click on on the Add new debit card button.
7. Enter the debit card quantity, Expiry Date in MM/YY and CVV quantity.
8. Click on on Pay Now button to go to the cardboard verification display.
9. You’ll obtain OTP from a financial institution in your registered cell quantity. Enter this OTP on the display to confirm the transaction.
10. After OTP is verified, bank card invoice fee is profitable. Inside 3 to five working days, invoice fee shall be mirrored in your card.

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Technique 3 – Methods to pay Bank card invoice utilizing Kotak 811 App

This technique requires you to have Kotak 811 checking account and Kotak app put in in your telephone. This technique consists of two steps. One is so as to add cash in Kotak checking account utilizing a debit card after which pay bank card invoice.

1. Open Kotak Cellular App and login with you CRN and password. OR Fingerprint authentication.
2. Click on on Kotak 811 choice to entry your Kotak 811 account.
3. Now, faucet on the ADD cash to your 811 account.
4. Choose Debit Card possibility so as to add cash to the account.
5. Enter the quantity you need to add to your 811 account after which faucet on Proceed button.
6. Choose Debit card from the display, after which enter Debit card quantity, Expiry Date in DD/MM and CVV quantity.
7. Additionally, Enter Title on Card and faucet on Pay Now button.
8. You’ll obtain OTP from a financial institution in your registered cell quantity. Enter this OTP on the display to confirm the transaction.
9. After OTP is verified, your quantity shall be credited in 811 account.
10. Now you can use this cash to pay bank card invoice fee.
11. Now from the dashboard, faucet on Invoice Cost possibility after which choose Bank card invoice fee.
12. Choose the bank card financial institution identify from the listing. Enter the cardboard quantity and quantity to be paid.
13. If the financial institution identify will not be listed, you possibly can choose Credit score Card Visa fee. (Visa playing cards are solely supported for this selection).
14. Enter the cardboard quantity, beneficiary identify, sender identify and quantity.
15. Faucet on Proceed button to go the subsequent step.
16. Now you can verify to debit the quantity out of your Kotak 811 account.

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Abstract –

Utilizing Debit card to pat bank card is way simpler than paying by way of Web banking or UPI. With Debit card, you simply have to enter card particulars to OTP to make CC fee whereas different strategies require you to recollect username/password/PIN. On this submit, now we have seen three completely different strategies by which you’ll be able to simply pay bank card invoice utilizing debit card. In case you’ve any doubt/question concerning the knowledge/strategies supplied on this article, be at liberty to jot down to us within the remark part beneath. And, Be sensible to make use of the bank card properly!?