Commonplace Chartered Financial institution is without doubt one of the greatest multinational banks in India. Commonplace Chartered Financial institution is providing Commonplace Chartered Platinum Rewards Credit score Card. It is a bank card that provides among the finest rewards packages in India.
The tagline for this credit score is “Get extra out of your spends with the Commonplace Chartered Platinum Rewards Credit score Card”. This put up gives detailed details about Commonplace Chartered Platinum Rewards Card.
Commonplace Chartered Platinum Rewards Credit score Card
SC Platinum Rewards bank card is an ideal card for salaried individuals. The cardboard is well reasonably priced. It comes with loads of engaging options and saving choices. It’s a excellent different for you in case you are a frequent shopper.
You possibly can earn 5 reward factors for each Rs.150 spent on eating and gas. Additionally, there isn’t any month-to-month cap on the rewards earned. You possibly can accumulate rewards factors that may be redeemed in opposition to merchandise, vouchers, or providers.
Advantages of Commonplace Chartered Platinum Rewards Card
1. Rewards Factors
You’ll earn 5 reward factors for each Rs.150 spent on eating and gas. There isn’t any month-to-month cap on the rewards earned. On all different classes, you’ll earn 1 reward level for each Rs.150 spent.
2. The Good Life Programme
You possibly can get pleasure from a number of reductions and affords throughout eating, journey, procuring, and extra with the Commonplace Chartered Good Life programme. Click on right here for extra data.
3. Presents and Reductions
You can even get pleasure from varied affords and reductions throughout procuring, eating, journey, and extra. Click on right here for extra data.
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Options of Commonplace Chartered Platinum Rewards Credit score Card
1. You possibly can lengthen the advantages of your card to your loved ones members by getting them lifetime free supplementary bank cards.
2. You get pleasure from safe funds and full freedom from money once you transact with this contactless card.
3. A safe on-line transaction utilizing 3D safe OTP verification.
4. Digital cost options like Bharat QR Code, Bharat Invoice Fee Resolution, and Samsung Pay.
5. Examine your card stability and make on the spot card cost through on-line banking and Commonplace Chartered Cell.
6. You possibly can convert your massive purchases above Rs. 5000 to straightforward EMI.
7. Mortgage as much as Rs. 5 lakhs could be availed for a versatile tenure of 12 – 60 months.
8. Switch your excellent stability from some other financial institution bank card to your Commonplace Chartered bank card.
9. Convert your excellent quantity into month-to-month installments. The processing price is zero.
10. Redeem your rewards factors in opposition to the brand new on-line catalogue with the Commonplace Chartered 360° rewards program.
Charges and Costs
Becoming a member of Charge: Rs.250. You’ll get 100% onetime cashback (as much as Rs. 500) on spends at eating places throughout the first 90 days.
Renewal Charge: Rs. 250. It will likely be waived on spending Rs.60,000 within the yr.
ATM Withdrawals: A minimal of Rs. 300 or 3% of the money withdrawal quantity.
Over Restrict Charges: A minimal of Rs. 500 or 2.5% of the over-limit quantity.
Late Fee Costs: Rs.0 for assertion excellent stability lower than or equal to Rs.100. Rs.100 for stability between Rs101 and Rs.500. Rs.500 for stability between Rs.501 and Rs.5,000. Rs.700 for stability between Rs.5,001 and Rs.15,000. Rs.800 for stability larger than Rs.15,000.
Rewards Dealing with Costs: Rs 99 shall be charged for dealing with and courier costs for the redemption of reward factors.
Cheque/ Money Choose up Charge: Rs 100 shall be levied for funds collected by licensed representatives for overdue card accounts.
Paper Assertion Charge: Rs.99/- monthly shall be relevant for a paper assertion in case you go for each, a paper assertion and an digital assertion.
Examine the main points for this bank card by clicking right here.
Eligibility Standards for Commonplace Chartered Platinum Rewards Card
Your age ought to be between 21 and 65 years to apply for a Commonplace Chartered Platinum Rewards Card. You must have a steady month-to-month earnings. You ought to be from the bank cards sourcing cities/places of the financial institution. All functions are topic to credit score and coverage checks of the financial institution.
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Paperwork Required
It is advisable furnish the next paperwork to use for a Commonplace Chartered Platinum Rewards Card.
1. Identification proof: Aadhaar
Anybody of the next photograph playing cards: Passport, PAN card, Voter ID card or Govt ID
2. Handle proof: Aadhaar
Any one of many following paperwork with present residence tackle: Passport, Driving license, Telephone invoice, electrical energy, Different utility payments, Rental settlement, Newest different financial institution or bank card assertion
3. {Photograph}: One latest passport-sized {photograph}
4. Monetary paperwork:
Salaried: Newest one month wage slip
Businessmen (Self-employed): IT returns with the computation of earnings / licensed financials, final enterprise continuity proof
Self-employed Professionals: IT returns, Enterprise continuity proof
Or
When you’ve got different financial institution bank card, it’s also possible to apply primarily based on that bank card assertion.
Software hyperlink for SC Platinum Rewards Credit score Card. Click on right here
The appliance means of this bank card may be very straightforward. You possibly can apply for it on-line in a couple of steps. In case your paperwork are full and correct, it ought to take roughly 9 days on your bank card approval.
To get on the spot approval for this card on-line, click on right here.
Closing Ideas
In my view, Commonplace Chartered Platinum Rewards Credit score Card is sort of a free bank card that additionally with loads of engaging options and saving choices. It is a good card for the salaried individuals who want to have quite a few advantages with out paying any card charges.
Notice: This put up was initially printed on November 1, 2018 and has been utterly up to date for accuracy and comprehensiveness.
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