UCO Financial institution Suvidha ℮ Pay as you go Card is a chip-based normal function reloadable Pre-Paid Card that may cater all of your monetary wants. With this card the cardholder can withdraw funds from ATM as per their want and should buy at any service provider outlet with POS gadget. It may possibly assist you to purchase at E-commerce websites additionally. This can be a whole bundle made simply as per your requirement.
Advantages of pre-paid playing cards:
- These playing cards can be utilized to purchase items and providers with out the trouble of money transactions.
- The pay as you go playing cards can be utilized to withdraw money from ATMs (open looped playing cards).
- It lets you plan your expense and spend solely what’s budgeted. This curbs uncontrolled spending.
- The reloadable card permits you to add additional funds as and when required (till the cardboard validity expires).
- Utilizing pay as you go playing cards is simple and it’s available out there.
- These playing cards can be utilized for a wide range of functions like paying excellent payments utilizing cell phones too.
- Whereas travelling anyplace in India the travellers’ card makes it potential so that you can journey with out having to hold money.
On-line Utilization
UCO Financial institution Suvidha ℮ Pay as you go Card can be utilized on-line to pay payments, reserving film tickets or prepare tickets, planning your journey packages, on-line buying and so forth. It’s straightforward, handy and protected to make use of your UCO Financial institution Suvidha ℮ Pay as you go Card on-line with RuPay.
Transaction Restrict
| Loading | By Money/Switch/Cheque/e-Banking/M-Banking (Clients) | Most Rs. 1 lac with full KYC (At any level of time) |
| By Money (Non-Clients) | Most Rs. 20,000 for Full KYC (At any level of time) | |
| By Debit Card/Cell Pockets/Cost Gateway | Most Rs. 1 lac with full KYC (At any level of time) | |
| Per Transaction | Buy (POS & e-com transactions) | As per the stability out there within the card. |
| ATM Money Withdrawal | Rs. 25000/- for full KYC |
Expenses
| Issuance | Rs 52 + GST |
| AMC | Nil |
| Load/Reload | Nil |
| Duplicate Card | Rs 50 + GST |
| Duplicate PIN | On-line : Free Offline: Rs 50 + GST |
| Cancellation/Refund | Rs 42 + GST |
| Free Transaction | Limitless at UCO Financial institution ATM |
| Appl. Chargeson Different Financial institution ATM | Monetary : Rs 20 + GST Non-financial :Rs 8+GST |
Basic Tips/Security Ideas
- Kindly learn rigorously the enclosed person’s handbook and directions on the PIN mailer.
- You’ll be receiving your Private Identification Quantity (PIN) out of your department. On receipt of your PIN, memorize it and destroy the PIN mailer.
- You possibly can change your PIN from the shopper portal of UCO Financial institution Pre-Paid Card or by way of IVR. Change the PIN to a brand new four-digit variety of your alternative.
- By no means use a PIN that could possibly be simply guessed, e.g. your birthday or phone quantity.
- Please hold the Private Identification Quantity (PIN) secret and don’t disclose the PIN to anyone together with a member of the family or your banker. In case the PIN is divulged, please change your PIN by way of the shopper portal of UCO Financial institution Pre-paid card or IVR.
- Giving your card and disclosing PIN to somebody is like giving a clean signed cheque.
- Watch out for “Shoulder browsing”, i.e. defend your PIN from onlookers by utilizing your physique. When you full your transaction, test to ensure that you may have your Card and your receipt, after which depart instantly.
- By no means let anybody see you enter your PIN.
- Please don’t enable another individual to enter the ATM room. If you find yourself transacting on the ATM and equally please wait exterior the ATM room if anyone is already inside.
- Please hold a separate word of your card quantity. These explicit will probably be vital for blocking the cardboard in case of lack of the cardboard.
